.hero-features {
 display: grid;
 grid-template-columns: repeat(4, 1fr);
 gap: 14px;
 margin-top: 2.5rem;
 }
 .hero-feature-item {
 background: rgba(255,255,255,0.1);
 border-radius: 12px;
 padding: 14px;
 text-align: center;
 transition: all 0.3s ease;
 }
 .hero-feature-item:hover {
 background: rgba(255,255,255,0.15);
 transform: translateY(-4px);
 }
 .hero-feature-item i {
 font-size: 2rem;
 color: var(--accent-gold);
 margin-bottom: 12px;
 }
 .hero-feature-item h4 {
 color: var(--white);
 font-size: 1rem;
 margin-bottom: 4px;
 }
 .hero-feature-item p {
 color: rgba(255,255,255,0.7);
 font-size: 0.875rem;
 margin: 0;
 }
 @media (max-width: 768px) {
 .hero-features {
 grid-template-columns: repeat(2, 1fr);
 }
 }
 .process-steps {
 display: flex;
 flex-direction: row;
 flex-wrap: wrap;
 gap: 1.5rem;
 justify-content: center;
 max-width: 100%;
 }
 .process-step {
 display: flex;
 flex-direction: column;
 align-items: center;
 text-align: center;
 gap: 1rem;
 flex: 1;
 min-width: 200px;
 max-width: 260px;
 background: var(--white);
 border: 1px solid var(--border-gray);
 border-radius: 12px;
 padding: 1rem;
 margin-bottom: 0;
 }
 .process-step .step-number {
 flex-shrink: 0;
 width: 56px;
 height: 56px;
 background: var(--primary-blue);
 color: var(--white);
 border-radius: 50%;
 display: flex;
 align-items: center;
 justify-content: center;
 font-weight: 700;
 font-size: 1.5rem;
 margin: 0 auto;
 }
 .process-step h3 {
 color: var(--primary-navy);
 margin-bottom: 0.5rem;
 font-size: 1.125rem;
 }
 .process-step p {
 font-size: 0.9375rem;
 color: var(--text-medium);
 line-height: 1.6;
 margin: 0;
 }
 
 .process-step { transition: all 0.35s ease; cursor: default; }
 .process-step:hover { transform: translateY(-8px); box-shadow: 0 16px 48px rgba(0,0,0,0.12); border-color: var(--primary-blue); }
 .process-step .step-number { border-radius: 14px !important; background: linear-gradient(135deg, var(--primary-blue) 0%, #0068b8 100%) !important; font-size: 1.3rem !important; box-shadow: 0 4px 16px rgba(0,82,155,0.25) !important; animation: stepPulse 3s ease-in-out infinite; }
 .process-step:hover .step-number { background: linear-gradient(135deg, var(--accent-gold) 0%, #d4a83a 100%) !important; color: var(--primary-navy) !important; transform: scale(1.12) rotate(-3deg); box-shadow: 0 8px 24px rgba(201,162,39,0.35) !important; }
 .process-step h3 { transition: color 0.3s ease; }
 .process-step:hover h3 { color: var(--primary-blue); }
 .process-step::after { content: ''; position: absolute; top: 28px; left: 50%; transform: translateX(-50%) scale(0); width: 8px; height: 8px; border-radius: 50%; background: var(--accent-gold); z-index: 3; transition: transform 0.4s cubic-bezier(0.4,0,0.2,1); }
 .process-step:hover::after { transform: translateX(-50%) scale(1); }
 @keyframes stepPulse { 0%,100% { box-shadow: 0 4px 16px rgba(0,82,155,0.25); } 50% { box-shadow: 0 4px 24px rgba(0,82,155,0.45), 0 0 0 6px rgba(0,82,155,0.08); } }
 .process-steps:hover .step-number { animation-play-state: paused; }
@media (max-width: 992px) {
 .process-steps {
 flex-direction: row;
 }
 .process-step {
 min-width: 160px;
 max-width: 200px;
 padding: 1.25rem;
 }
 }
 @media (max-width: 768px) {
 .process-steps {
 flex-direction: column;
 align-items: center;
 }
 .process-step {
 max-width: 100%;
 width: 100%;
 min-width: auto;
 }
 }

/* Compact process rows inside cards */
.process-rows {
 display: flex;
 flex-direction: column;
 gap: 0.35rem;
 width: 100%;
 margin: 0.5rem 0;
}
.process-row-item {
 display: flex;
 flex-direction: row;
 align-items: flex-start;
 gap: 0.75rem;
 padding: 0.4rem 0;
 width: 100%;
}
.process-row-item .step-number,
.process-row-item .step-number.icon-40 {
 width: 32px;
 height: 32px;
 min-width: 32px;
 border-radius: 50%;
 font-size: 0.8rem;
 font-weight: 700;
 background: var(--primary-blue);
 color: var(--white);
 display: flex;
 align-items: center;
 justify-content: center;
 margin: 0;
 flex-shrink: 0;
 line-height: 1;
}
.process-row-item:hover .step-number {
 background: var(--accent-gold);
 color: var(--primary-navy);
}
.process-row-item > div:last-child {
 flex: 1;
 font-size: 0.85rem;
 color: var(--text-medium);
 line-height: 1.5;
}
.process-row-item strong {
 color: var(--primary-navy);
 font-weight: 600;
}

.hero-features a.hero-feature-item { transition: all 0.3s ease; }
.hero-features a.hero-feature-item:hover { transform: translateY(-4px); background: rgba(255,255,255,0.15); }
.hero-features a.hero-feature-item:hover h4 { color: #8a6d1c; }



 .tool-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 1.5rem; }
 .tool-card { background: var(--white); border: 1px solid var(--border-gray); border-radius: 12px; padding: 1rem; }
 .tool-card h3 { color: var(--primary-navy); margin-bottom: 1rem; font-size: 1.125rem; }
 .tool-form { display: flex; flex-direction: column; gap: 0.75rem; }
 .tool-form label { font-size: 0.875rem; font-weight: 500; color: var(--text-medium); }
 .tool-form input, .tool-form select { padding: 0.6rem 0.8rem; border: 1px solid var(--border-gray); border-radius: 6px; font-size: 0.9375rem; font-family: inherit; }
 .tool-form input:focus, .tool-form select:focus { outline: none; border-color: var(--primary-blue); }
 .tool-result { background: var(--primary-light); border-left: 4px solid var(--primary-blue); padding: 1rem; border-radius: 0 8px 8px 0; margin-top: 1rem; font-size: 0.9375rem; color: var(--primary-navy); display: none; }
 .tool-result.active { display: block; }
 .tool-btn { background: var(--primary-blue); color: var(--white); border: none; padding: 0.6rem 1.2rem; border-radius: 6px; font-weight: 600; cursor: pointer; margin-top: 0.5rem; }
 .tool-btn:hover { background: var(--primary-navy); }